19. Entire Agreement. The Bank and the Client acknowledge and agree that this Agreement and any amendments to this Agreement, any other documents contained in this Agreement by reference and the Annexes shall constitute the complete and exclusive representation of the agreement between them with respect to the Services and shall replace all prior oral or written agreements, representations and understandings between the parties with respect to the Services. 5. Customer Information. The Client undertakes to provide the Bank with all information necessary to comply with applicable law and the Bank`s policies and procedures relating to the identification and authority of the Client before the Bank begins to provide services to the Client. . . .